Home Investments The winning NS&I numbers this month and how to check if you have won

The winning NS&I numbers this month and how to check if you have won

by Ozva Admin

Two Premium Bond holders from Sefton and West Sussex have been given an unexpected welcome to start Autumn in style by winning the £1 million jackpot in the September 2022 prize draw.

The first winning bond, 409PT785413, was purchased in August 2020 by someone from Sefton, who owns the maximum £50,000 in Premium Bonds.

September’s second main prize winner hails from West Sussex and also holds the top bonus sum. Your Winning Bond is numbered 324MB318235 and was purchased in February 2018.

Almost 139 million pounds in prize money

A total of 4,862,556 prizes were paid out in the September draw, which have a combined value of £138,988,000 and were drawn from a total of 119,132,583,818 eligible numbers.

In addition to the two £1m bonuses, there are 10 £100,000 winners, 20 £50,000 winners, 39 £25,000 winners, 98 £10,000 winners and 199 £5,000 winners.

The total paid out by National Savings and Investments (NS&I) in the 65 years since the first draw in June 1957 now stands at £23.4 billion, out of 582 million prizes.

NS&I has returned interest rates to 1.4% after cutting the rate of profit for 18 months (Photo: Getty Images)

What are my chances of winning the Premium Bonuses?

June 2022 marked the first draw since NS&I returned the Premium Bond fund rate from 1 percent to 1.4 percent after 18 months.

It means that the odds of each £1 Premium Bonus number winning a prize have changed from 34,500 to 1 to 24,500 to 1.

This increased prize pool meant an additional 1.4 million prizes were paid out in the June 2022 Premium Bonus prize draw.

NS&I CEO Ian Ackerley said: “The new prize pool rate ensures Premium Bonds are priced appropriately compared to interest rates offered by our competitors.

“It also ensures that we continue to balance the interests of savers, taxpayers and the financial services industry in general.”

NS&I had reduced interest rates in November 2020, which meant that the odds of any £1 Premium Bonus number winning were reduced from 24,500/1 to 34,500/1 in the December draw.

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How to check if you have won

If you have bonuses and want to check if you are in line for a prize, you can use NS&I’s online award checker hereor you can download the free app from iOS or Android, with results generally accessible from the second day of the month.

Amazon Alexa devices can also check for you, “remembering” the last six prize draws.

The prizes have no time limit, so you can claim them from the original drawing in 1957.

However, according to money saving expertas of November 2021 there were over two million unclaimed Premium Bonus prizes, with a total value of almost £75 million.

Bonds are often purchased for a child, who then forgets about them, while prizes can also be lost if NS&I does not have the correct address for claimants.

Bonus holders can ensure their details stay up to date and can also sign up to have prizes paid directly into their bank account by managing their account online. on the NS&I website.

Registering online can also prevent prizes from being lost in the mail, and a report last year revealed the extent of such problems.

A freedom of information request from money saving expert in April 2019 it found that no more than 180,000 prizes had been awarded, with a combined value of £8m, including £66,900 from the previous year.

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